How we protect your information.

Information we collect

We may collect information you provide, including your name, email address, phone number, date of birth, identification details, financial information, and messages or enquiries.

• Personal identification information (name, date of birth, address)
• Contact details (email address, phone number)
• Financial information relevant to requested services
• Communications and messages you send through our platform

Technical information

We may collect basic technical information such as browser type, device information, IP address, pages viewed, and website activity to maintain security and improve site performance.

• Device and browser specifications
• IP address and approximate geographic location
• Pages visited and time spent on each page
• Clickstream data and user interactions

How we use it

Information may be used to provide requested services, process applications, respond to enquiries, assess eligibility, improve our services, prevent fraud, and meet applicable legal or regulatory requirements.

• Processing financial service applications
• Communicating with you about your services
• Improving our platform and user experience
• Meeting legal and compliance obligations
• Preventing fraudulent activity

Financial information

Financial information is collected only when necessary for the requested service. This may include income, employment, assets, liabilities, insurance details, or other information required for assessment.

Sharing information

We may share relevant information with authorized financial institutions, insurers, service providers, professional partners, regulators, or authorities when required to provide services or comply with legal obligations.

• Partner banks and lending institutions
• Insurance providers and underwriters
• Professional advisors (attorneys, accountants)
• Regulators and authorities when legally required

Security

We use reasonable safeguards such as encryption, access controls, monitoring, and restricted access to protect personal information against unauthorized access, misuse, alteration, or disclosure.

• End-to-end encryption for data in transit
• Secure storage with restricted access controls
• Regular security audits and penetration testing
• Employee training on data protection practices

Data retention

Information is retained only for as long as reasonably necessary to provide services, maintain records, prevent fraud, resolve disputes, and satisfy applicable legal or regulatory requirements.

Your choices

Where applicable, you may request access to, correction of, or deletion of your personal information. You may also opt out of non-essential marketing communications.

• Access and review your personal data
• Request corrections to inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications

Cookies

We may use essential cookies to operate the website and limited analytics cookies to understand general usage. Browser settings can be used to manage or block cookies.

• Essential cookies: Required for basic website functionality
• Analytics cookies: Help us understand how visitors use our site
• Preference cookies: Remember your settings and choices

Third-party services

Our website may contain links to third-party services. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.

Children's privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

International transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data.

Updates

This policy may be updated periodically to reflect changes in our services, technology, or legal requirements. The latest version will be published on this website.

Contact us

If you have questions about this Privacy Policy or how we handle your information, please contact us at:

• Email: contact@debtsettlementpathway.com
• Phone: +1 508-387-3867
• Address: 1312 C Street Framingham, MA 01702